Protect your Family with Insurance
Purchasing the right insurance policies are critical for any family. When it comes to life insurance, the plans you choose could have a profound and lasting impact on the welfare of your family for generations. You have spent years getting to this point, and now you need to protect it for the sake of your loved ones. We believe that the right insurance requires care, patience and understanding. We take the time to learn your unique situation so that you have the insurance plans to best fit your needs.
Our insurance are unique in that we ensure to protect against not only death but adverse life events such as disability, chronic or critical illness, job loss and more. Our goal is to protect your family from losing their home and/or lifestyle in the event that you are unable to care for them in the same way that you are today.
Knowing our loved ones will not lose their home is the biggest reason we started Fellowship Life Protection, LLC. We want to help you protect your family too.
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Key Takeaways
Death Benefits will pay mortgage and or living expenses in the event of your death.
Disability Benefits provide cash to make your mortgage payments.
Job Loss Benefits will waive your premium for up to 6 months in the event you lose your job.
Innovative Charity Benefits that Help Make a Difference in your Community
Not only does your term insurance policy help you achieve your financial goals but the inclusion of an innovative Charity Benefit provision can help you make a difference in your community. Here’s how it works:
When a claim is paid to the beneficiary(ies), your insurance will pay an additional 1% (up to a maximum of $100,000) of the face amount to a registered charitable organization as designated by the owner. The payment is made as a donation in the name of the insured.
The Charity Benefit provision must be requested at time of application and will be included with your certificate at no additional premium. It does not increase your premiums, nor does it impact the value of the death benefit.
Choose Term Life Insurance with Living Benefits
Accidental Death Benefit Rider
Our accidental death benefit rider is designed to provide an additional death benefit of up to double the face value of the policy if you die due to an accident.
Family Health Benefit Rider
The Family Health Benefit Rider can pay a benefit for a limited family health expense that may occur as a result of natural disasters, such as hurricanes, tornadoes and earthquakes.
Accelerated Death Benefit Rider
Accelerated Death Benefit Rider provides an option to accelerate a portion of the eligible death benefit and receive a payment if the insured is diagnosed with a covered illness, which may include critical, chronic and terminal illnesses.
Disability and Job Loss Benefits
Disability Benefits can pay you cash to make your mortgage payments in the event you become disabled. If you lose your job, your premium payments can be waived to help you get back on your feet.
Fixed Indexed Universal Life
Fixed indexed universal life (FIUL) provides a death benefit to the policyholder’s beneficiaries in exchange for periodic premium payments to the life insurance company. In addition to a death benefit, your policy may accumulate cash value which grows based on the performance of a market-driven index.; You participate in a portion of the index gain, subject to certain limits, such as caps, spreads and participation rates. Policy guarantees offer protection to ensure you will never experience a loss in cash value due to index performance.
We design our products for people who seek death benefit protection, want the possibility of upside potential with no downside risk, and like the flexible options to borrow from the value of the contract.
